Smooth Criminal...
I now know what it's like to feel like a criminal. You know, moving into a new place can be quite costly. Over the last few days I've purchased a futon, coffee table, CD racks, bookcase, TV stand, desk...oh, and a new laptop.
Suffice it to say, I spent a lot of money. And if you know me, then you know that I DO NOT spend money...I SAVE money. And my bank knows that. And that's why when I went on my spending spree a giant red flag showed up on my account.
So there I was--in Target--$350 worth of goods stuffed into Target bags in my shopping cart, when all of a sudden the clerk glanced at me suspiciously and said: "Sir, can I see your credit card? I need to call for approval."
I've never had that happen to me. So I stood there and fidgeted, taking note of the clerk's wary eyes as she was placed on hold with my bank. The manager came by and inquired as to what was causing the hold up. The customers behind me were asked to move to other stations. Box boys paused to take a gander at the flushed criminal who almost got away with charging up a stolen credit card.
"Sir, your card has been declined..."
"What?! Are you serious? Can I call my bank?"
She nodded, but her expression was a portrait of doubt as if to say: "You slimy dirtbag. Just move your thieving ass out of my checkout line and go make use of a fresh razor blade."
Ten minutes later I was back in her line. We rang the stuff through again, and I was thrilled to see the word: APPROVED appear on her screen. I tried to explain to her that my bank was just taking precautions. That they were afraid someone had stolen my card. That I was a law abiding citizen who was simply trying to furnish his apartment. But nothing I said could erase the suspicion from her face.
Oh, the horror. The good news is that there are about a dozen Targets in Portland, so I'll never go to that one again....
Suffice it to say, I spent a lot of money. And if you know me, then you know that I DO NOT spend money...I SAVE money. And my bank knows that. And that's why when I went on my spending spree a giant red flag showed up on my account.
So there I was--in Target--$350 worth of goods stuffed into Target bags in my shopping cart, when all of a sudden the clerk glanced at me suspiciously and said: "Sir, can I see your credit card? I need to call for approval."
I've never had that happen to me. So I stood there and fidgeted, taking note of the clerk's wary eyes as she was placed on hold with my bank. The manager came by and inquired as to what was causing the hold up. The customers behind me were asked to move to other stations. Box boys paused to take a gander at the flushed criminal who almost got away with charging up a stolen credit card.
"Sir, your card has been declined..."
"What?! Are you serious? Can I call my bank?"
She nodded, but her expression was a portrait of doubt as if to say: "You slimy dirtbag. Just move your thieving ass out of my checkout line and go make use of a fresh razor blade."
Ten minutes later I was back in her line. We rang the stuff through again, and I was thrilled to see the word: APPROVED appear on her screen. I tried to explain to her that my bank was just taking precautions. That they were afraid someone had stolen my card. That I was a law abiding citizen who was simply trying to furnish his apartment. But nothing I said could erase the suspicion from her face.
Oh, the horror. The good news is that there are about a dozen Targets in Portland, so I'll never go to that one again....
7 Comments:
We had the exact same thing happen when we moved into our house, except it was at Linens 'n' Things with somewhere near $600 in the cart. New bedding for two bedrooms, kitchen stuff, it all adds up.
I somewhat appreciate the bank being cautious, but on the other hand, shouldn't you be able to spend your own damn money whenever you want? :) It's humiliating when that happens.
By mamashine, at 5:36 AM, February 15, 2006
What if they put your picture up at ALL the Targets... :)
By Anonymous, at 8:35 AM, February 15, 2006
So much for "The new kid in town." Now that's a nice welcoming! Miss Piggy.
By Anonymous, at 12:16 PM, February 15, 2006
I've heard of that happening to people who travel overseas. Here's my thing-- why can't they call you? They call you for all kinds of other asinine reasons. Of course, I only have a cell phone so they would call me standing in line turning bright red rather than leaving a message on my machine.
I'm actually pretty experienced, but not used to, having my card declined. Often it's just been bad record-keeping. Argh. I'm a grown-up. I need to learn how to balance my checkbook.
Sorry about that lovely welcome to town! Glad you're feathering your new nest, though.
By Kate, at 6:43 PM, February 15, 2006
"Sorry about that lovely welcome to town!"
You know, it was nothing compared to my welcome to L.A. when I moved there some years ago. I'd only been in town for 15 minutes when a drunk slammed his car into my parked rental truck and then careened across the street to hit another parked car...and then another...and another...and then sped off.
I spent the good part of the early morning hours making a report at the police station. The guy (or gal) was never caught. And Sydney and Makoto were there by my side throught it all, so it lessened the pain a lot. What great friends I have!
By Grant-Will-Rant, at 10:00 AM, February 16, 2006
I almost had a similar situation when I traveled Europe. Capital One was trying to call me at home to tell me that someone was using my credit card (ALOT) in Europe. Uhhh.... if it is me, I'm not gonna be home to answer that call! They said they were one day away from cutting the card off when I finally got the message and called them. That would have sucked!
By Rooney, at 11:11 AM, February 21, 2006
Happens to me ALL THE TIME. Come to think of it, that's probably indicative of why I'm so poor all the time.
By Oliver Dale, at 2:56 PM, February 27, 2006
Post a Comment
<< Home